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13 Home-Buying Expenses
That Could Cost You a Fortune
Read This BEFORE You Sign Anything!
Thinking about buying your first home...
or upgrading to something bigger?
Think twice before signing anything!
The purchase price is just the beginning.
There are hidden costs—taxes, fees, and surprise expenses
that could hit you like a ton of bricks on closing day
if you’re not prepared.
Some of these are one-time fees—
others will stick with you for years.
BECOME AN INFORMED
HOME BUYER!
Bottom line: If you’re not prepared, these extra expenses could throw your entire budget into chaos.
"Wonderful and very helpful information. I'm so glad I read this report!
- Sally J.
"I felt so empowered after reading this report. I knew what to look for and the questions to ask when I was buying my home."
- Fred J
Thank you for the great information! It helped me save money and be a prepared home buyer!
- John & Sally P.
13 Extra Costs To Be Aware Of Before Buying A HOme
Not every buyer gets hit with all these extra costs,
but wouldn’t you rather know NOW
instead of getting blindsided later?
Buying a home is one of the biggest financial moves of your life, whether it’s your first, second, or tenth.
The process is already stressful enough—you don’t need last-minute, unbudgeted expenses turning your dream home into a financial nightmare. Let’s make sure that doesn’t happen to you!
If You're Going To Purchase A
House Soon,
You'll Want To Be An Informed
Home Buyer!
When you are buying a home, you have to be aware that there are extra costs to home buying that you need to be aware of.
The last thing you need are unbudgeted financial obligations cropping up hours before you take possession of your new home.” Whether you're looking to buy your first home, or trading up to a larger one, there are many costs - on top of the purchase price - that you must figure into your calculation of affordability. These extra fees, such as taxes and other additional costs, could surprise you with an unwanted financial nightmare on closing day if you're not informed and prepared. Some of these costs are one-time fixed payments, while others represent an ongoing monthly or yearly commitment. Not all of these costs will apply in every situation, however it's better to know about them ahead of time so you can budget properly. Remember, buying a home is a major milestone. Whether it's your first, second or tenth home, there are many important details to address, during the process. The last thing you need are unbudgeted financial obligations cropping up hours before you take possession of your new home. Read through the following checklist to make sure you're budgeting properly for your next move. Read more in our FREE report - Extra Costs To Be Aware Of Before Buying A Home....
Before You Start Looking At Homes...
You Need To Know How Much Home
You Can Afford!
These Lenders Can Help You Get
Pre-Qualified!
Dan Flavin
Maryland Manager
410-935-3528 - Cell
NMLS ID 112267
Licensed: MD, VA, DC, DE
Apply Online To Get Pre-Qualified
https://dflavin.advisorsmortgage.com/Prequalify
Gary Neus
Producing Branch Manager
717-372-6538 - Cell
NMLS ID 433569
Licensed: MD, VA, DC, DE
Apply Online To Get Pre-Qualified
Geoff Ricker
Senior Loan Officer
443-532-1620 - Cell
gricker@baycapitalmortgage.com
NMLS ID 455886
Licensed: MD, VA, PA, DE
Apply Online To Get Pre-Qualified
Curt Hall
Loan Officer
301-788-2982 - Cell
curtis.Hall@FitzgeraldFinancial.net
NMLS ID 209087
Licensed: MD, VA, DC, DE
Apply Online To Get Pre-Qualified
Tony Toy
Branch Manager
301-667-8233 - Cell
NMLS ID 1894112
Licensed: MD, VA, DC, DE
Apply Online To Get Pre-Qualified
Do You Have A Loan Officer / Lender That You Love?
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Wants vs
Needs
Making An
Offer
Determine How Much
You Can Afford
Hire An Experienced
Professional Realtor
Do You Know How Much You Can Afford?
One Of The Biggest Mistakes Home Buyers Make Is Not Knowing How Much Their Credit Can Affect Their Ability To Buy Or Refinance A Home.
Not knowing how much their credit can affect their ability to buy or refinance a home. Before you buy a home, many of the clouds on your credit history can be cleared up or even eliminated.
Your mortgage professional can help you review and prepare your credit file in advance.
Central Maryland Housewarming Extravaganza
Welcoming You To Your New Central Maryland Home
Congratulations on your decision to purchase a new home! 🏠 There’s something magical about stepping across the threshold into a space that’s truly yours. The scent of fresh paint, the echo of footsteps on hardwood floors, and the promise of countless memories waiting to be made—it’s a feeling like no other. And what better way to celebrate this milestone than with a Free housewarming party?
That's correct, when you work with a Maryland Real Estate Professionals team member and one of our preferred lenders, we will provide you with the housewarming gift of a housewarming party!
Why a Housewarming Party?
A housewarming party isn’t just about showing off your stylish decor (though that’s definitely part of it!). It’s a chance to open your doors wide and invite friends, family, and neighbors to share in your joy. Here in Central Maryland, we know how to throw a memorable gathering—one that combines warmth, hospitality, and a dash of local flair.
A Housewarming Party Is The Perfect Venue
When you work with a Maryland Real Estate Professional Team Member and on of preferred lenders to purchase your home, we will give you up to $500 towards a housewarming party! Now isn't that an amazing housewarming gift!
After we help you purchase your home, you choose a date that suits your schedule and gives you enough time to settle into your new abode. Maybe you’ve hung up your favorite artwork, arranged the furniture just so, and found the perfect spot for your morning coffee. Now, let’s set the scene for your housewarming party. Whether you have a cozy townhouse in Annapolis, a chic loft in Baltimore, or a sprawling estate in the Frederick County countryside, your home will be the star of the show.
Invitations For This Amazing Housewarming Gift That Spark Excitement
If you provide the Maryland Real Estate Professional team member your guest list, we will send out digital invitations to your guests. HAKUNA MATATA - We want to keep it hassle-free by using platforms that allow you to save invitations as images on your phone. A quick text message with all the details will have your friends marking their calendars. Remember to choose a range of time (say, 3-6pm) rather than a strict starting time. An open-house style party lets guests come and go as they please, without worrying about being late.
Delicious Bites and Sips
Now, let’s talk about the heart of any gathering—the food! Maryland Real Estate Professionals and our preferred lender will provide you with a housewarming gift, so that you will be able to purchase food for the party! For a housewarming party, opt for dishes that are easy to prepare ahead of time. Think bite-sized nibbles, colorful charcuterie boards, and refreshing drinks. Here are some ideas:
- Charcuterie Board: Arrange an assortment of cheeses, cured meats, olives, and fruits. Add some crusty bread and gourmet crackers for a delightful spread.
- Welcome Home Cocktails: Create a signature drink for your party. How about a refreshing Maryland mule with local ginger beer and a splash of bourbon?
- Sweet Treats: Offer a selection of cookies, brownies, or mini cupcakes. Bonus points if they’re homemade!
Maryland Real Estate Professionals Housewarming Gifts That Wow
As guests arrive, greet them with a warm smile and perhaps a small token of appreciation. Here are some thoughtful housewarming gifts ideas:
- Personalized Cutting Board: Engrave it with their new address or a sweet message.
- Custom Home Map: Capture the location of their new home in a beautiful print.
- Indoor Plants: A touch of greenery adds life to any space.
- Welcome Home Sign: A charming addition to their entryway.
- Cookbook: Inspire their culinary adventures in the new kitchen.
Our friends over at DC Laser can help you come up with some amazing housewarming gifts! Just go to www.dclsr.com
Central Maryland Vibes
Maryland Real Estate Professionals has Central Maryand Covered! We know that Central Maryland is a place of contrasts—where historic meets modern, and cityscapes blend with natural beauty. Take inspiration from the region as you decorate your home. Incorporate nautical elements from Annapolis, embrace the industrial chic of Baltimore, or infuse your space with the tranquility of the Chesapeake Bay of the vast countryside of Caroll, Frederick and Washington Counties. Central Maryland is a beautiful place to work, live and play!
Memories in the Making With The Maryland Real Estate Professionals Team!
As the sun sets and the laughter echoes through your rooms, remember that this housewarming party is more than just an event—it’s the beginning of a chapter. A chapter filled with shared meals, cozy movie nights, and impromptu gatherings on the patio. So raise your glass, toast to new beginnings, pass out those housewarming gifts and welcome everyone to your Central Maryland haven.
Whether you’re hosting or attending, a housewarming party is a beautiful way to celebrate the journey of finding and creating a home. Cheers to you and your fellow Marylanders! 🥂🏡 Remember when you work with Maryland Real Estate Professionals, you are working with true professionals, who will look out for your best interest when you are buying your dream home! And don't forget that if you are looking for amazing ideas for housewarming gifts, you want to reach out to DC Laser. They are creative and have wonderful housewarming gifts!
